Risk Early Warning Research on Internet Finance Department of Private P2P Net Loan Platform

doi:10.3969/j.issn.1005-6378.2016.04.017

Abstract

Abstract: Internet P2P net loan platform develops so far, frequently appears the closure of the platform, and is facing enormous challenges. This paper is based on four dimensions of LAPP analysis method, takes the characteristics of the private internetbased P2P net loan risk as the standpoint, and selects 20 indicators to do empirical analysis. First, the principal component analysis method is used for dimension reduction; secondly, by using a binary logistic regression analysis of P2P net loan platform, 40 private lines are analyzed to construct the risk warning model of T-4, T-3, T-2 and T-1 period; and finally, according to the empirical results of the model of privatebased P2P net loan platform the relevant proposals are put forward.

Key words: private department, P2P net loan platform, risk early warning, principal component analysis method, binary Logistic regression

CLC Number:

F832

ZHU Qing xiang, WANG Li. Risk Early Warning Research on Internet Finance Department of Private P2P Net Loan Platform[J]. JOURNAL OF HEBEI UNIVERSITY (Philosophy and Social Science), 2016, 41(4): 123-130.

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