Abstract: Financial civilianization refers to the institutional arrangement in which civilians enjoy financial resources and their rights and interests.The core concept of financial civilianization is to narrow the wealth gap,achieve common prosperity,and promote social and political harmony,progress and civilization through financial and economic regulation.At the same time,the healthy and sustainable development of financial economy should be guaranteed through social stability and harmony.Under the condition of our country’s present social system,the financial civilianization has important political and economic significance and function.Our country should establish the concept of “financial civilianization” through extensive financial education,draw lessons from international experience,formulate and improve financial policies and regulations,adjust and reform the financial system and mechanism,transform the financial service mode,continuously promote financial business innovation,and actively implement fiscal and tax policies and measures to support financial civilianization.

Key words: financial civilianization, wealth gap, common prosperity, financial reform, policy coordination