Abstract: With the rapid development of the new-generation technology information, smart pension is becoming a feasible approach and inevitable choice to resolve contradictions between supply and demand of pension service resources in our country. At present many issues need solving, such as the lack of effective top-level design in the development of smart pension, the bottleneck in the development of smart pension service enterprises, the deviation between the service provided by the smart pension institutions and the demand of old people, and the shortage of professional and interdisciplinary talents in smart pension. Therefore,the paper proposes the developing trend and the related suggestions in smart pension, including strengthening top-level design and establishing the big data center of national smart pension industry, boosting actively self-improvement and integrated development of industry of smart pension enterprises, promoting the balance between the service supply of smart pension in communities and the demand of old people, developing the purchase channel of smart pension products and improve old peoples ability to buy smart pension products; pushing forward the building of the related credit system of smart pension, depending on internet and big data; strengthening the cultivation of talents, and cultivating and strengthening the service team of smart pension.

Key words: smart pension, information technology, demand of old people, service and product supply